Jonathan is a full-stack software engineer with a passion for AI. He has worked at IBM, JP Morgan, HSBC and others. With over 10 years of experience, he has led teams of developers building complex software for global financial institutions with a focus on client confidentiality and security.

Terms of Use and Privacy Policy

Welcome to CompetitionAI. Please read these Terms of Use ("Terms") carefully as they govern your access to and use of our services, including our various websites (including www.competitionlaw.ai, the “Site”), email notifications, applications, buttons, widgets, ads, commerce services (the "Services"), and our other covered services that link to these Terms (collectively, the “Services”), and any information, text, links, graphics, photos, videos, or other materials or arrangements of materials uploaded, downloaded, appearing on the Services (collectively referred to as “Content”). These Terms of Use constitute a legally binding agreement made between you, whether personally or on behalf of an entity (“you”) and AI Regulatory Solutions Limited (also referred to as “CompetitionAI), a private limited company incorporated in the United Kingdom and having an address at 71-75 Shelton Street, London, WC2H 9JQ, United Kingdom.Acceptance of TermsBy accessing our Services, you agree to be bound by these Terms. If you do not agree to these Terms, then you are expressly prohibited from using the site and you must discontinue use immediately. These Terms apply to all users of our Services, including users who are also recipients of Content.By using the Site, you represent and warrant that: (1) you have the legal capacity and you agree to comply with these Terms of Use; (2) you are not a minor in the jurisdiction in which you reside; (3) you will not access the Site through automated or non-human means, whether through a bot, script, or otherwise; (4) you will not use the Site for any illegal or unauthorised purpose; and (5) your use of the Site will not violate any applicable law or regulation.Changes to TermsCompetitionAI reserves the right to change or modify these Terms at any time and at its sole discretion. Your continued use of the Services will confirm your acceptance of the revised Terms. We encourage you to frequently review the Terms to ensure you understand the terms and conditions that apply to your use of the Services.Intellectual Property RightsAll right, title, and interest in and to the Services (excluding Content provided by users) are and will remain the exclusive property of CompetitionAI and its licensors. For the avoidance of doubt, this includes all prompts, templates and processes.Unless otherwise indicated, the Site is our proprietary property and all source code, databases, functionality, software, website designs, audio, video, photographs, and graphics on the Site and the trademarks, service marks, and logos contained therein (the “Marks”) are owned or controlled by us or licensed to us, and are protected by copyright and trademark laws and various other intellectual property rights and unfair competition laws, international copyright laws, and international conventions. Except as expressly provided in these Terms of Use, no part of the Site and no Content or Marks may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose whatsoever, without our express prior written permission.DisclaimerOur Services are provided "AS IS" and "AS AVAILABLE" basis without warranties of any kind, either express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, and non-infringement. The CompetitionAI is not an attorney or a law firm and by using this Site you confirm that you understand that this is the case.Limitation of LiabilityIn no event shall CompetitionAI, its officers, directors, employees, or agents, be liable for any direct, indirect, incidental, special, consequential or exemplary damages. CompetitionAI accepts no liability for the information or Content provided on the Site.The Content, Services and information provided on the Site is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject us to any registration requirement within such jurisdiction or country. Accordingly, those persons who choose to access the Site from other locations do so on their own initiative and are solely responsible for compliance with local laws, if and to the extent local laws are applicable.You agree that we shall have no liability to you for any loss, damage, or inconvenience caused by your confidential information being made public through your use of the site, directly or indirectly, and you hereby waive any right of action against us arising from any such loss, damage, or inconvenience. If you do not understand and accept this risk you agree to immediately stop using the service.Do not rely on information on this siteThe Content on our site and Services are provided for general information only. It is not intended to amount to advice on which you can rely. It is not legal advice and the underlying facts/analysis should not be relied on in the provision of legal advice. You must obtain professional or specialist legal advice before taking, or refraining from, any action on the basis of the content on our site and should independently check all original sources.We make no representations, warranties or guarantees, whether express or implied, that the content, output or other information on our site is accurate, complete or up to date.The information provided on this website is not legal advice and by using this website you acknowledge that this is the case. This website is not connected or affiliated with any law firm.This website may only be used for business purposesWe exclude all implied conditions, warranties, representations or other terms that may apply to our site or any content on it. We will not be liable to you for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with: use of, or inability to use, our site; or use of or reliance on any content displayed on our site. In particular, we will not be liable for: loss of profits, sales, business, or revenue; business interruption; loss of anticipated savings; loss of business opportunity, goodwill or reputation; damages or loss following incorrect advice; or any indirect or consequential loss or damage.As a user of the Site, you agree not to: Trick, defraud, or mislead us and other users, especially in any attempt to learn sensitive account information such as user passwords; circumvent, disable, or otherwise interfere with security-related features of the Site, including features that prevent or restrict the use or copying of any Site Content or enforce limitations on the use of the Site and/or the Site Content contained therein; disparage, tarnish, or otherwise harm, in our opinion, us and/or the Site; Use the Site in a manner inconsistent with any applicable laws or regulations; Upload or transmit (or attempt to upload or to transmit) viruses, Trojan horses, or other material, including excessive use of capital letters and spamming (continuous posting of repetitive text), that interferes with any party’s uninterrupted use and enjoyment of the Site or modifies, impairs, disrupts, alters, or interferes with the use, features, functions, operation, or maintenance of the Site; engage in any automated use of the system, such as using scripts to send comments or messages, or using any data mining, robots, or similar data gathering and extraction tools; attempt to impersonate another user or person or use the username of another user; share your account with others; Copy or adapt the Site’s software, including but not limited to Flash, PHP, HTML, JavaScript, or other code; share any screenshots or images of the Site without our prior express consent in writing; except as permitted by applicable law, decipher, decompile, disassemble, or reverse engineer any of the software comprising or in any way making up a part of the Site.Rights you are giving us to use material you uploadWhen you submit text or upload content to this website, you give us the right to use that content for the purposes of providing the relevant services and improving the relevant services. This may include information inputted to the website and the relevant outputs on an anonymised basis.You agree not to submit or upload any confidential or commercially sensitive information to this website without prior authorisation.Transferral of this agreement to another partyWe reserve the right to transfer this agreement to another party.ContactWe may contact you from time to time to keep you informed about this website, our services, new products and any other relevant information or opportunities.Governing lawThese Terms and any dispute or claim arising out of, or related to them, shall be governed by and construed in accordance with the law of England and Wales. We both agree to the exclusive jurisdiction of the courts of England and Wales.If any provision of these Terms is held to be invalid or unenforceable, such provision shall be struck and the remaining provisions shall be enforced to the fullest extent under law.

Privacy Policy

PurposeThis privacy policy aims to give you information on how AI Regulatory Solutions Limited collects and processes your personal data through your use of this website, including any data you may provide through this website when you sign up or use the relevant services.This website is not intended for children and we do not knowingly collect data relating to children.It is important that you read this privacy policy together with the Terms of Use when we are collecting or processing personal data about you so that you are fully aware of how and why we are using your data.ControllerAI Regulatory Solutions Limited is the controller and responsible for your personal data (collectively referred to as "CompetitionAI", "we", "us" or "our" in this privacy policy).Changes to the privacy policy and your duty to inform us of changesWe keep our privacy policy under regular review. It is important that the personal data we hold about you is accurate and current. Please keep us informed if your personal data changes during your relationship with us.The data we collect about youPersonal data, or personal information, means any information about an individual from which that person can be identified. It does not include data where the identity has been removed (anonymous data).We may collect, use, store and transfer different kinds of personal data about you which we have grouped together as follows:
- Identity Data includes email.
- Technical Data may include browser type and version, time zone setting and location, browser plug-in types and versions, operating system and platform, and other technology on the devices you use to access this website.We may also collect, use and share Aggregated Data for any purpose. Aggregated Data could be derived from your personal data but is not considered personal data in law as this data does not directly or indirectly reveal your identity. For example, we may aggregate your Usage Data to calculate the percentage of users accessing a specific website feature. However, if we combine or connect Aggregated Data with your personal data so that it can directly or indirectly identify you, we treat the combined data as personal data which will be used in accordance with this privacy policy.We do not collect any Special Categories of Personal Data about you (this includes details about your race or ethnicity, religious or philosophical beliefs, sexual orientation, political opinions, trade union membership, information about your health, and genetic and biometric data). Nor do we collect any information about criminal convictions and offences.If you fail to provide personal dataWhere we need to collect personal data by law, or under the terms of a contract we have with you and you fail to provide that data when requested, we may not be able to perform the contract we have or are trying to enter into with you (for example, to provide you with services). In this case, we may have to cancel a service you have with us but we will notify you if this is the case at the time.Collection of personal dataWe use different methods to collect data from and about you including through:Direct interactions. You may give us your Identity Data by filling in forms or by corresponding with us by post, phone, email or otherwise. This includes personal data you provide when you:apply for our products or services;create an account on our website;subscribe to our service or publications;request marketing to be sent to you;enter a competition, promotion or survey; orgive us feedback or contact us.Automated technologies or interactions. As you interact with our website, we may automatically collect Technical Data about your equipment, browsing actions and patterns. We collect this personal data by using cookies, server logs and other similar technologies.Use of personal dataWe will only use your personal data when the law allows us to. Most commonly, we will use your personal data in the following circumstances:Where we need to perform the contract we are about to enter into or have entered into with you.Where it is necessary for our legitimate interests (or those of a third party) and your interests and fundamental rights do not override those interests.Where we need to comply with a legal obligation.Note that we may process your personal data for more than one lawful ground depending on the specific purpose for which we are using your data. Please contact us if you need details about the specific legal ground we are relying on to process your personal data where more than one ground has been set out in the table below.Purposes for which we will use your personal dataWe may use your personal data to register you as a new user, to provide you with relevant information using our website and occasionally to update you about new products or developments. You can ask us not to send you any emails by contacting us on info@competitionlaw.ai.Competition AI will utilize data masking practices where/when necessary to protect personal information processed within our systems. Data masking involves transforming data elements, such as names, contact details, or other identifiers, into partially or fully obscured values that cannot be used to identify an individual. We apply masking techniques where full access to original data is not required for operational purposes, testing, analytics, or internal development activities.CookiesYou can set your browser to refuse all or some browser cookies, or to alert you when websites set or access cookies. We may use cookies for the purposes of monitoring website usage such as Google Analytics and other cookies.Change of purposeWe will only use your personal data for the purposes for which we collected it, unless we reasonably consider that we need to use it for another reason and that reason is compatible with the original purpose. If you wish to get an explanation as to how the processing for the new purpose is compatible with the original purpose, please contact us.If we need to use your personal data for an unrelated purpose, we will notify you and we will explain the legal basis which allows us to do so.Please note that we may process your personal data without your knowledge or consent, in compliance with the above rules, where this is required or permitted by law.Disclosures of personal dataWe may share your personal data with third parties in order to ensure the functioning of the website, such as to send you emails, host the website or perform analysis, among other purposes. Information that is shared with these third parties to achieve the functioning of the website may be held by those third parties in multiple jurisdictions and therefore transferred across jurisdictions.Data retentionWe will only retain your personal data for as long as reasonably necessary to fulfil the purposes we collected it for, including for the purposes of satisfying any legal, regulatory, tax, accounting or reporting requirements. We may retain your personal data for a longer period in the event of a complaint or if we reasonably believe there is a prospect of litigation in respect to our relationship with you.Legal rightsUnder certain circumstances, you have rights under data protection laws in relation to your personal data, depending on the jurisdiction in which you are in:Your right of access - You have the right to ask us for copies of your personal information.Your right to rectification - You have the right to ask us to rectify personal information you think is inaccurate. You also have the right to ask us to complete information you think is incomplete.Your right to erasure - You have the right to ask us to erase your personal information in certain circumstances.Your right to restriction of processing - You have the right to ask us to restrict the processing of your personal information in certain circumstances.Your right to object to processing - You have the right to object to the processing of your personal information in certain circumstances.Your right to data portability - You have the right to ask that we transfer the personal information you gave us to another organisation, or to you, in certain circumstances.If you wish to exercise any of the rights set out above, please contact us at info@competitionlaw.ai.No fee usually requiredYou will not have to pay a fee to access your personal data (or to exercise any of the other rights). However, we may charge a reasonable fee if your request is clearly unfounded, repetitive or excessive. Alternatively, we could refuse to comply with your request in these circumstances.What we may need from youWe may need to request specific information from you to help us confirm your identity and ensure your right to access your personal data (or to exercise any of your other rights). This is a security measure to ensure that personal data is not disclosed to any person who has no right to receive it. We may also contact you to ask you for further information in relation to your request to speed up our response.Time to respondWe try to respond to all legitimate requests within one month. Occasionally it could take us longer than a month if your request is particularly complex or you have made a number of requests. In this case, we will notify you and keep you updated.